There are several advantages to using a broker.
1) A broker represents lots of different lenders. So a broker will likely find you the best rate.
2) Once you choose a broker they will be able to look after you for the entire length of your mortgage. You will normally have to start over with a new bank advisor every time you have a question or a renewal.
3) A broker has the ability to negotiate rates with lenders
4) You will have access to lenders that are far more accommodating to your personal needs. Most banks have very strict cookie cutter rules for lending.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Mark provided me sound mortgage advise and was so honest that he advised me that my deal could be completed without having to get a mortgage. Karen.
From start to finish, Mark was nothing short of fantastic to work with! Pleasant, knowledgeable, and efficient, he made the entire daunting process of getting our mortgage seamless… including getting us an even lower rate than the one he initially got for us! We highly recommend Mark Unwin, he is an excellent mortgage broker! -Richard and Erin, Victoria BC.
Mark stayed cool when my deal became very stressful and was about to fall apart. He reassured me and guided me through the process and I was able to complete my deal.
Thanks Mark! Richard.
Videos
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Getting pre-approved
DLC - Fixed VS Variable Rates